Bremerton, Bainbridge Island and Poulsbo real estate and homes for sale in Washington - Prowse and Company, REALTORS® Prowse and Company REALTORS(r) for Bremerton, Bainbridge Island and Poulsbo, Washington real estate - NUMBER1EXPERTS™ Prowse and Company NUMBER1EXPERTS(tm) for Bremerton, Bainbridge Island and Poulsbo, Washington real estate

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Prowse and Company, REALTORŪ, real estate agent and broker for Bremerton, Bainbridge Island and Poulsbo Washington home listings, property and land for sale - NUMBER1EXPERT(tm)
Our team approach is a very different experience from working with an agent from a large company. Find out why by calling us: (888)842-0117.






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Mortgage Prequalification: Bremerton, Bainbridge Island and Poulsbo Washington home buying, real estate listings, and homes for sale in Kitsap County, WA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Bremerton, Bainbridge Island and Poulsbo real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Insurance >Hazard Insurance

Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!

Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.

It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.

As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.

See All Tips In The "Insurance" Category >
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Real Estate Trivia
Q 
In what real estate market are more than 90 percent of home sales cash transactions?

A 
Palm Beach, home to princes, politicians, and CEOs, has homes from 2,000 sq.ft. condos to 56,000 sq.ft. estates.
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Prowse and Company, REALTORŪ, real estate agent and broker for Bremerton, Bainbridge Island and Poulsbo Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Prowse & Company Team
Prowse & Company

18887 State Hwy 305, Ste 600
Poulsbo, WA 98370
Tel: 360-779-2888
Tel: 206-842-0117
Toll-Free: 888-842-0117
Fax: 360-779-6522
Brenda Prowse: brendaprowse@NUMBER1EXPERT.com
Noelle Osborn: noelle@bprowse.com
Taylor and Lori Brown: taylor@bprowse.com

Prowse and Company is a fast, effective, personal team working to provide you with a great experience in purchasing Kitsap County real estate. Brenda Prowse, who focuses on listings, has consistently been a top 1% agent for more than 26 years, and our outstanding buyer agents have the experience and dedication to help you find that right property. Unlike most agents, our agents have a team of assistants behind them so that they can devote their entire effort to helping you.

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