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Our team approach is a very different experience from working with an agent from a large company. Find out why by calling us: (888)842-0117.
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Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate!
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Sold a waterfront home in Bremerton
"Throughout the entire transaction, we never felt as if we were alone in this..."
Jeri and Hal Zaske
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Prowse and Company specializes in the marketing and sales of Poulsbo real estate. Our market extends to Silverdale, Bremerton, Bainbridge Island and North Kitsap real estate. Use our new map search feature to search all Kitsap real estate on the market. See detailed information about our featured homes, as well as special offers for other services, such as our email home search and SOLD listings search. Our link to "Local Info" will show you a wealth of information about the different communities in Kitsap County and also about Kitsp County schools. We are Kitsap County waterfront home and property experts for Puget Sound and the Hood Canal. If you need relocation services, including government or Navy bound for PSNS, Bangor, or Keyport, we can help you. If you have a home for sale by owner or a house to sell, we'd like to talk to you about the advantages of listing with us. Prowse and Company has been a leader in Kitsap County real estate for 9 years, providing efficient, high tech realty service to home buyers and sellers. We are passionate about providing high quality service and maintaining our relationships with clients and customers after the transaction has been completed. We are actively involved in the Kitsap and Poulsbo communities. Please give us a call or tell us about your home or property using the convenient form under the "Home Search" link. Prowse and Company - serving your Poulsbo real estate needs.
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
What does "contingency" mean in real estate?
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| A |
A contingency is a specified event that must take place before a home purchase contract is binding; for example, a sale can be said to be "contingent upon the sale of the buyer's current residence." |
 See More Real Estate Trivia > |
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